Having a loved one pass away is one of the most difficult days we experience as a family. The last thing we want to do is add to their grieving, and pass on an $8,000 to $12,000 funeral bill with no means to pay it off.
These are simply small face value whole life insurance polices. They have been developed so that they are easy for older people to apply for. The cash value of these policies will rang from $2,500 – $25,000. Many people choose to purchase about $8,000 to $10,000 worth of coverage.
The way to be successful today Selling best final expense insurance and the way to cut your personal expenses to practically ZERO and cut lead costs by more than 75% is with final expense telesales.
In addition, the person who passed away may have left some debts. Medical bills or credit card debts must be settled somehow. It is nice to know that a cash payment is coming promptly!
I drove round the next bend in the road and there it was, a cute little cottage with a wraparound front porch and two rocking chairs. Almost reminded me of my Grandma’s home. As I was getting out of the car, I heard the screech of the screen door open. The gentleman and his wife came out to greet me.
Understand that the numbers I used are just an example. Of course, the amount of money used to fund the policy, and the face value of coverage this will buy, will vary from person to person. If you are interested, you can get single premium life insurance quotes to compare how the numbers would work out for you.
Selling Final Expense in and of itself isn’t necessarily profitable. It really boils down to how you do it and what platform you use in selling it. The old way is out and not very profitable anymore.
They just send out mailers or hire telemarketers and they do their best to get you leads (while still charging you $20-$30 per lead). Why can’t you just do this? If it’s going to work, its going to work for you as easily as it will work for them. Some areas just don’t generate leads and some generate tons. Why waste your money and commission to have someone do this for you? Aren’t you in the final expense business to make money? Aren’t you tired of working for someone else? Then why pay for someone to something that is so easy for you to do yourself?